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Questions

Q: Is rhinoplasty covered by insurance?

Answer

Rhinoplasty is typically considered a cosmetic procedure and is not covered by insurance. However, if the procedure is being performed to correct a functional problem such as a deviated septum or difficulty breathing, it may be partially or fully covered by insurance. It’s important to check with your insurance provider to determine coverage.

When inquiring about the coverage, it is important to have a clear understanding of the procedure and the reason for the surgery, to make sure that the insurance provider understands the medical necessity of the procedure. It is also important to provide any documentation of the medical condition that is being treated, such as x-rays or a letter from a primary care physician.

It’s also important to note that even if the procedure is covered by insurance, there may still be out-of-pocket expenses such as co-pays, deductibles, and any non-covered services.

In summary, while rhinoplasty is typically considered a cosmetic procedure and is not covered by insurance, it may be partially or fully covered if the procedure is being performed to correct a functional problem such as a deviated septum or difficulty breathing. It is important to check with your insurance provider and to have a clear understanding of the coverage and any out-of-pocket expenses.

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